PAYMENT POLICY

Chiropractic services are provided and billed by Schwartz Chiropractic LLC. I participate in most of the major health insurance plans in Pennsylvania. Following are the health plans which we currently accept. The only plans Generally not accepted are HMO plans and Medicaid Plans

If your plan is not listed, we will be unable to file a claim on your behalf. However, we can provide you with a form that you can submit to your insurance company to instruct them to send reimbursements directly to you.

Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible.

HEALTH PLANS
QUESTIONS ABOUT YOUR BILL

Insurance Plans and Payments

We accept the following Insurance Plans

Highmark plans:

BCBS EPO

BCBS PPO

BCBS Traditional

Choice Blue 

Classic Blue

Direct Blue

EPO Blue

Medigap Blue

PPO Blue

Short Term Blue 

Simply Blue

Special Care

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Capital Blue Cross  plans:

PPO

PPO Choice

Comprehensive

POS

Traditional 

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United Health Care plans:

United Health Care  (PPO) 

Golden Rule

Signature Wellness Plan

MAMSI

Great-West Healthcare

Principal Life Insurance Co

Coalition America Inc.

Health Allies

Medical Resource, LLC

OneNet PPO

United Healthcare

UnitedHealthcare Medicare Solutions

Premera Blue Cross

Healthcare Solutions-Auto Liability 

Auto Accident Insurance and Workers Compensation Insurance through United Health Care.

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Geisinger Plans:

Geisinger PPO

Geisinger Gold

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Many other plans such as: 

Medicare 

Aetna PPO 

Devon Health Insurance (as an out of Network Provider)

Plans Administered by American Specialties Health Network   (ASHN)

Cigna Healthcare 

 

We also Accept Cash, Check, Visa, Mastercard, and Discover credit cards!

 

 

To make our services affordable to our patients we also offer the following options:

For patients paying by cash, check, or credit card only we offer a discounted fee schedule!

 

 

For families who want to have multiple members treated we also offer a 20% discount for same day treatment of family members! 

 

For Patients encountering financial hardship we also offer payment plan options. We want to make sure everyone receives the treatment they need. Call to find out more information.

What billing or insurance information will I receive?

​You will receive a copy of your bill. After your insurance has paid, we'll provide you with a monthly statement of your account.

How long will it take to get things settled with the insurance company?

Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.​

​Why am I getting bills from physicians?

​Each physician who provides professional services will send you a separate bill from his or her office. These physicians will include:

- your own physician
- other physicians who conducted tests and procedures such as X-ray, MRI or Bloodwork.
- consulting physicians chosen by your primary physician to read and interpret test results.

​I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?

​If we have received any such information from your insurance company, we'll be glad to share it with you. However, for answers to any questions about insurance payments, deductibles, or co-payments, you generally need to check with your insurance company.

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Office Hours:

Monday -  Thursday 9:00 am - 5:00 pm

Friday-Sunday  Closed

Evening hours after 5:00pm on Tuesdays by Appointment only 

Schwartz Chiropractic LLC

570-617-9973
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